Understand Credit Card ProcessingBefore You Sign Anything
Independent, in-depth guides to payment processing rates, providers, and the technology behind every swipe. Make informed decisions for your business.
Rate Comparison
Side-by-side comparison of processing rates from every major provider. Know exactly what you'll pay.
Read morePayments Stack Explained
From card networks to acquirers to gateways — understand every layer of the payment ecosystem.
Read moreBroker Guide
Learn how payment brokers work, when you need one, and how to evaluate them for your business.
Read morePopular Processors
In-depth profiles with real rates and honest pros/cons.
Stripe
Flat-rate
Developer-first payment platform known for its powerful API, extensive documentation, and broad feature set. Popular with startups and tech companies.
Online rate
2.9% + $0.30
Square
Flat-rate
All-in-one payment solution with free POS hardware. Ideal for small businesses, retail, and restaurants with straightforward, transparent pricing.
Online rate
2.9% + $0.30
PayPal
Flat-rate
The original online payment giant with massive consumer trust. Offers checkout buttons, Venmo integration, and buy-now-pay-later through PayPal Credit.
Online rate
3.49% + $0.49
Adyen
Interchange-plus
Enterprise-grade, full-stack payment platform used by Uber, Spotify, and eBay. Offers interchange-plus pricing and unified commerce across channels.
Online rate
Interchange + $0.12
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