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CardProcessor Guide
H

Helcim

Interchange-plus · Est. 2006 · Calgary, AB, Canada

Transparent interchange-plus processor with automatic volume discounts. Known for honest pricing and no contracts — a favorite among cost-conscious small businesses.

Helcim Processing Rates

In-Person

Interchange + 0.3% + $0.08

Online

Interchange + 0.5% + $0.25

International

Interchange + markup

Currency Conversion

Varies

Monthly Fee: None
Pricing Model: Interchange-plus

Best For

Cost-conscious small to mid-size businesses

Pros

  • True interchange-plus pricing with automatic volume discounts
  • No monthly fees, no contracts, no cancellation fees
  • Free POS software and virtual terminal
  • Transparent fee calculator on website

Cons

  • Smaller ecosystem than Stripe or Square
  • Limited third-party integrations
  • US and Canada only

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