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Helcim
Interchange-plus · Est. 2006 · Calgary, AB, Canada
Transparent interchange-plus processor with automatic volume discounts. Known for honest pricing and no contracts — a favorite among cost-conscious small businesses.
Helcim Processing Rates
In-Person
Interchange + 0.3% + $0.08
Online
Interchange + 0.5% + $0.25
International
Interchange + markup
Currency Conversion
Varies
Monthly Fee: None
Pricing Model: Interchange-plus
Best For
Cost-conscious small to mid-size businesses
Pros
- True interchange-plus pricing with automatic volume discounts
- No monthly fees, no contracts, no cancellation fees
- Free POS software and virtual terminal
- Transparent fee calculator on website
Cons
- Smaller ecosystem than Stripe or Square
- Limited third-party integrations
- US and Canada only
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