S
Square
Flat-rate · Est. 2009 · San Francisco, CA
All-in-one payment solution with free POS hardware. Ideal for small businesses, retail, and restaurants with straightforward, transparent pricing.
Square Processing Rates
In-Person
2.6% + $0.10
Online
2.9% + $0.30
International
3.3% + $0.30
Currency Conversion
N/A
Monthly Fee: None (free POS plan)
Pricing Model: Flat-rate
Best For
Small businesses, retail, restaurants, service providers
Pros
- Free POS software and magstripe reader
- No monthly fees on basic plan
- Easy setup — start accepting payments in minutes
- Built-in inventory management
- Transparent, predictable pricing
Cons
- Flat-rate pricing is expensive at high volumes
- Sudden account holds/freezes reported
- Limited international support
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