S
Stripe
Flat-rate · Est. 2010 · San Francisco, CA
Developer-first payment platform known for its powerful API, extensive documentation, and broad feature set. Popular with startups and tech companies.
Stripe Processing Rates
In-Person
2.7% + $0.05
Online
2.9% + $0.30
International
+1.5%
Currency Conversion
+1%
Monthly Fee: None
Pricing Model: Flat-rate
Best For
Online businesses, SaaS, marketplaces, developer teams
Pros
- Best-in-class API and documentation
- Extensive integrations and plugins
- Supports 135+ currencies
- Advanced fraud detection (Radar)
- No monthly fees or long-term contracts
Cons
- Higher per-transaction cost than interchange-plus
- Account stability issues for high-risk industries
- Customer support can be slow for smaller accounts
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