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CardProcessor Guide
W

Worldpay (FIS)

Interchange-plus (negotiated) · Est. 1997 · Cincinnati, OH

Global payment processor handling 40+ billion transactions per year. Strong in enterprise and international commerce with extensive acquiring capabilities.

Worldpay (FIS) Processing Rates

In-Person

Varies (custom pricing)

Online

Varies (custom pricing)

International

Custom

Currency Conversion

Custom

Monthly Fee: Custom
Pricing Model: Interchange-plus (negotiated)

Best For

Enterprise, high-volume merchants, global commerce

Pros

  • Processes in 120+ currencies across 146 countries
  • Handles enormous transaction volumes
  • Strong fraud prevention and risk management
  • Dedicated account management for enterprise

Cons

  • No public pricing — must negotiate
  • Long onboarding process
  • Less suitable for small businesses
  • Contract terms can be rigid

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